Marry the house; date the rate

What does this mean?

It means buy the house you want. But committing to the house doesn’t mean you have to commit to the financing available now, forever. Smart homeowners always look for a better financing opportunity, and make the move when the time is right. You can always change your financing to more favorable terms later, should better rates and products become available. And if rates only get worse, then you’ll be glad you married the house when you did.😉

You’re paying a mortgage either way. It’s either yours or someone else’s.

Not everyone can buy, I know. But if you can don’t let the rates scare you. They are still better than paying 100% interest if you rent. 🏡